Does Humana Medicare Include Vision Coverage? - Modern Health Insights
Explore how Humana Medicare Advantage plans provide comprehensive vision coverage, including exams, lenses, and more. Discover eligibility, costs, and enrollment details.
Many Humana Medicare Advantage plans now include vision coverage, offering benefits such as routine eye exams and prescription eyewear.
Vision benefits are part of select Humana Medicare Advantage (Part C) plans, and you may also have the option to add vision coverage to your existing plan if it’s not already included.
Typical vision coverage through Humana Medicare Advantage includes annual eye exams, prescription eyeglass frames, lenses, and contact lenses. Some plans also provide discounts on additional vision services like LASIK surgery.
To find Humana Medicare Advantage plans with vision benefits available in your area, use the plan search tool. Below, we provide detailed information about what vision services are covered, costs, eligibility, and frequently asked questions.
Covered Vision and Eye Care Services in Humana Medicare Plans
Humana Medicare Advantage plans often cover a variety of vision and eye care services. These may include:
- Annual comprehensive vision and eye health exams
- Yearly allowances for eyeglass frames
- Coverage for prescription lenses, including progressive and bifocal options
- Additional benefits for lens coatings such as anti-reflective and scratch-resistant finishes
- Partial coverage for contact lenses
- Discounts on elective procedures like LASIK and PRK surgeries
Cost of Vision Coverage with Humana Medicare
Costs for vision benefits under Humana Medicare Advantage vary depending on your location and specific plan choice.
Below is a sample of 2024 premiums and out-of-pocket maximums for Humana Medicare Advantage plans offering vision coverage. Use the Medicare plan finder or Humana’s website to compare plans by entering your ZIP code.
| Location | Plan Name | Monthly Premium | Out-of-Pocket Max |
|---|---|---|---|
| Trenton, NJ | HumanaChoice H5216-185 (PPO) | $0 | $8,850 (In & Out-of-Network) |
| Tulsa, OK | HumanaChoice H5216-264 (PPO) | $0 | $4,900 (In & Out-of-Network), $3,900 (In-Network) |
| Daytona Beach, FL | Humana USAA Honor (HMO) | $0 | $10,000 (In & Out-of-Network), $7,550 (In-Network) |
| Portland, OR | Humana USAA Honor (PPO) | $0 | $5,900 (In & Out-of-Network), $5,000 (In-Network) |
Who Can Enroll in Humana Medicare Vision Plans?
If you are eligible for Medicare, you can access vision coverage through Humana Medicare Advantage plans.
Enrollment requires you to be signed up for Original Medicare (Parts A and B). You can enroll via your local Social Security office.
Existing Humana Advantage members can add vision benefits by contacting Humana customer service to update their plan.
Before You Enroll
Compare available Humana Medicare Advantage plans in your area before enrolling. Plan availability, premiums, deductibles, and copayments vary by location.
Visit the Humana website, enter your ZIP code, and explore vision service options and plan details.
Common Questions About Humana Medicare Vision Coverage
How Do I Sign Up for a Humana Medicare Advantage Plan?
Humana Medicare Advantage plans differ across states. When ready, enroll online or contact Humana directly for assistance.
Does Humana Medicare Cover Vision Care?
Most Humana Medicare Advantage plans include coverage for annual eye exams and prescription lenses. Coverage specifics and costs depend on your chosen plan.
Is Eye Surgery Covered by Humana Medicare?
Humana Medicare Advantage plans must offer at least the basic coverage of Original Medicare, which includes cataract surgery. Ensure you use in-network providers to maximize benefits.
Can Vision Coverage Be Added to My Existing Humana Medicare Plan?
Many Humana Medicare Advantage plans offer vision coverage either included or as an add-on after enrolling in Original Medicare Parts A and B.
Where Can I Get More Information?
Call Humana customer support at 800-457-4708 or request a consultation with a Humana agent via their online contact form.
Does Original Medicare Cover Eye Care?
Original Medicare generally does not cover routine eye exams but may cover exams for specific medical conditions like glaucoma or diabetic eye disease.
Are Eyeglasses Covered by Medicare Advantage?
While Original Medicare only covers eyeglasses following cataract surgery, many Medicare Advantage plans, including Humana’s, provide additional eyeglass coverage.
Summary
Humana Medicare Advantage plans offer valuable vision coverage options, including exams, lenses, and more. You can add vision benefits to new or existing plans.
Check availability in your area by visiting Humana’s website and entering your ZIP code. For personalized assistance, contact Humana customer service.
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