Priority Health Medicare Supplement Plans 2025: Coverage Details & Pricing in Michigan
Explore Priority Health's Medicare Supplement (Medigap) plans available in Michigan for 2025. Discover plan options, coverage benefits, extra perks, and estimated costs to help you choose the best plan for your healthcare needs.
Priority Health proudly provides Michigan residents with six standardized Medicare Supplement (Medigap) plans for 2025, including Plans A, C, D, F, G, and N. These plans are designed to complement Original Medicare by covering additional out-of-pocket expenses and offering extra benefits.
In addition to Medicare Advantage, Priority Health offers a range of Medigap options tailored to meet diverse healthcare needs across Michigan. Available plans include:
- Plan A
- Plan C*
- Plan D
- Plan F*
- Plan G
- Plan N
Continue reading to understand what each plan covers, the additional benefits offered, and how much you can expect to pay based on your location.
Comprehensive Coverage with Priority Health Medicare Supplement Plans
Priority Health's Medigap plans are designed to fill the gaps in Original Medicare Parts A and B, helping you manage hospital and medical expenses more effectively.
Each Medigap plan offered by Priority Health adheres to federal regulations, ensuring consistent coverage regardless of the provider. Your specific benefits will vary depending on the plan you select and typically include:
- Part A Benefits: Coverage for hospital insurance deductibles, coinsurance, blood transfusions (up to three pints), skilled nursing facility stays, and hospice care expenses.
- Part B Benefits: Assistance with medical insurance coinsurance, copayments, and excess charges. Notably, Plans C and F cover the Part B deductible but are limited to individuals eligible before January 1, 2020.
- Foreign Travel Emergency Coverage: While Original Medicare excludes overseas care, certain Medigap plans provide partial coverage for emergency medical services abroad.
Below is a detailed comparison of coverage across Priority Health’s Medigap plans. Note that Plans B, K, L, and M are not offered by Priority Health.
| Benefit | Plan A | Plan C* | Plan D | Plan F* | Plan G | Plan N |
|---|---|---|---|---|---|---|
| Part B Deductible | No | Yes | No | Yes | No | No |
| Part A Deductible | No | Yes | Yes | Yes | Yes | Yes |
| Part A Hospital Coinsurance | Yes | Yes | Yes | Yes | Yes | Yes |
| Part B Coinsurance | Yes | Yes | Yes | Yes | Yes | Yes (with copays) |
| Hospice Care Coinsurance & Copays | Yes | Yes | Yes | Yes | Yes | Yes |
| Skilled Nursing Facility Coinsurance | No | Yes | Yes | Yes | Yes | Yes |
| Part B Excess Charges | No | No | No | Yes | Yes | No |
| Foreign Travel Emergencies | No | Yes (80%) | Yes (80%) | Yes (80%) | Yes (80%) | Yes (80%) |
| Blood (first 3 pints) | Yes | Yes | Yes | Yes | Yes | Yes |
*Plans C and F are exclusively available to those who became eligible for Medicare before January 1, 2020. New Medicare enrollees after this date can select from Plans A, D, G, or N.
Exclusive Extra Benefits with Priority Health Medigap Plans
Beyond standard coverage, Priority Health enhances your plan with valuable extras including:
- Discounted hearing services through TruHearing
- Vision care discounts via EyeMed
- Global emergency travel assistance through Assist America
- 12% household premium discount when multiple household members enroll in Priority Health plans
Overview of Priority Health Medigap Plan Options
- Plan A: Provides essential supplemental coverage for basic Medicare gaps.
- Plan C*: Offers comprehensive coverage including Part B deductible, skilled nursing, and foreign travel emergency benefits (limited to pre-2020 Medicare eligibility).
- Plan D: Covers hospital-related expenses and emergency foreign travel.
- Plan F*: Comprehensive coverage including Part B deductible and excess charges (available only to those eligible before 2020).
- Plan G: Covers Part B excess charges, hospital care, and foreign emergencies comprehensively.
- Plan N: Includes hospital coverage and foreign travel benefits with lower copayments for Part B services.
Estimated Monthly Premiums for Priority Health Medigap Plans in 2025
Premiums vary by location and individual factors such as age, gender, smoking status, and health condition. Below are sample monthly rates for a 65-year-old non-smoking male in key Michigan cities:
| Plan | Grand Rapids, MI | Detroit, MI | Traverse City, MI |
|---|---|---|---|
| Plan A | $117 | $110 | $112 |
| Plan C* | $205 | $193 | $197 |
| Plan D | $151 | $142 | $145 |
| Plan F* | $216 | $203 | $206 |
| Plan G | $167 | $146 | $160 |
| Plan N | $136 | $128 | $130 |
*Plans C and F are restricted to Medicare beneficiaries eligible before January 1, 2020.
Why Choose a Medigap Plan from Priority Health?
Medigap plans help minimize out-of-pocket expenses when using Original Medicare by covering deductibles, coinsurance, and other costs. While you pay an additional premium, the financial protection can be substantial.
Medigap plans are uniform across most states, ensuring consistent coverage regardless of provider, with exceptions in Massachusetts, Minnesota, and Wisconsin where state-specific plans apply.
It's important to note that Medigap works exclusively with Original Medicare and cannot be combined with Medicare Advantage plans. Additionally, Medigap does not include prescription drug coverage, so enrolling in Medicare Part D or another drug plan is necessary.
For optimal benefits and pricing, it's advisable to enroll in a Medigap plan during your initial Medicare eligibility period, when insurers cannot deny coverage or charge higher premiums based on health conditions.
Discover more about selecting the right Medicare supplement plan to suit your needs.
Summary
Priority Health offers a variety of Medigap plans across Michigan in 2025, providing comprehensive coverage options that include hospital deductibles and blood transfusion benefits. Enhanced perks like hearing and vision discounts, emergency travel assistance, and household premium savings add significant value.
Explore all Medicare plan options available in Michigan to make an informed decision about your healthcare coverage.
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