MVP Medicare Advantage Plans 2025: Coverage Details & Pricing in New York
Explore MVP's comprehensive Medicare Advantage plans available in select New York counties for 2025. Learn about costs, coverage options, eligibility, and extra benefits designed for your health and wellness.
MVP is a trusted health insurance provider delivering Medicare Advantage plans to residents across five regions in northern New York. Their offerings include Health Maintenance Organization (HMO) and Preferred Provider Organization (PPO) plans, prescription drug coverage, and valuable extras such as fitness programs, hearing aid discounts, and telehealth services.
With a vast network of over 60,000 healthcare professionals, MVP supports more than 700,000 members. Their plans consistently receive high ratings from Medicare and the National Committee for Quality Assurance, ensuring quality and reliability.
For 2025, MVP continues to offer a variety of Medicare Advantage plan options, although these plans are no longer available to Vermont residents. Enhanced coverage features include telehealth access, fitness benefits, and prescription drug plans tailored to your needs.
Understanding MVP and Medicare
MVP operates as a private insurer providing Medicare Advantage (Part C) plans that match the coverage of Original Medicare—Medicare Part A (hospital insurance) and Part B (medical insurance). Unlike Original Medicare's nationwide uniformity, MVP’s plans are specific to certain New York regions.
Available MVP Medicare Advantage Plan Types
MVP offers two main Medicare Advantage plan varieties, though availability varies by county.
MVP HMO-POS Plans
These Health Maintenance Organization Point-of-Service (HMO-POS) plans combine traditional HMO network benefits with added flexibility, allowing members to visit out-of-network providers—albeit at higher copays—without requiring referrals from primary care physicians.
MVP PPO Plans
The Preferred Provider Organization (PPO) plans provide a broad network with the freedom to seek care outside the network. In-network visits incur lower copays, while out-of-network care comes at a higher cost, offering balanced flexibility and savings.
MVP Part D Prescription Drug Coverage
All MVP Medicare Advantage plans include Part D prescription drug coverage, with options to opt out if you have alternative drug coverage through a spouse or employer. MVP does not offer standalone Part D plans.
Where Can You Enroll in MVP Medicare Advantage Plans?
MVP’s Medicare Advantage plans are available in select counties throughout New York State. Visit MVP’s official website to identify plan availability by county and review detailed brochures tailored to your location.
Comprehensive Coverage Features
MVP plans extend beyond Original Medicare’s standard benefits, offering enhanced services such as:
- Emergency out-of-network care
- Worldwide emergency coverage while traveling
- Free preventive services including screenings and vaccinations
- SilverSneakers fitness membership at no cost
- Meal delivery following hospital discharge
- Discounts on hearing aids and vision care with EyeMed benefits
- Rewards cards up to $200 for wellness activity participation
- $0 copays for telehealth consultations
- Free prescription reviews and health management programs
- Discounts on over-the-counter medications and health supplies
- Free transportation for medical appointments (up to 12 one-way rides) with select plans
- Optional dental coverage
Estimated Costs for MVP Medicare Advantage Plans in 2025
Plan costs vary by county and selected coverage options. Monthly premiums are additional to the standard Medicare Part B premium. Below is a sample of 2025 pricing for MVP plans in select New York counties. For precise pricing and plan comparisons, use Medicare’s official plan finder tool.
| Location | Plan Name | Monthly Premium | Drug Deductible | Primary Care Copay | Specialist Copay | Out-of-Pocket Max |
|---|---|---|---|---|---|---|
| Westchester County, NY | MVP Medicare Secure Plus with Part D (HMO-POS) | $96.20 | $0 | $0 | $40 | $6,000 |
| Westchester County, NY | MVP Medicare Patriot Plan (PPO) | $44 | Tier 1 & 2: $0; Tier 3-5: $300 | In-network: $0; Out-of-network: $5 | $50 | In-network: $7,900; Combined: $12,000 |
| Westchester County, NY | MVP Medicare WellSelect with Part D (PPO) | $0 | Tier 1 & 2: $0; Tier 3-5: $500 | In-network: $0; Out-of-network: $5 | $50 | In-network: $8,500; Combined: $12,500 |
| Erie County, NY | MVP Medicare Secure with Part D (HMO-POS) | $39 | Tier 1 & 2: $0; Tier 3-5: $300 | $0 | $45 | $7,900 |
| Erie County, NY | MVP Medicare Preferred Gold with Part D (HMO-POS) | $219.00 | $0 | $0 | $40 | $6,800 |
| Erie County, NY | MVP Medicare WellSelect Plus with Part D (PPO) | $93.40 | Tier 1 & 2: $0; Tier 3-5: $250 | In-network: $0; Out-of-network: $60 | $45 | In-network: $7,900; Combined: $11,800 |
Final Thoughts
MVP’s Medicare Advantage plans for 2025 provide New York residents with flexible options, including HMO-POS and PPO plans featuring Part D drug coverage and added wellness benefits such as fitness memberships, telehealth, and preventive care. Pricing varies by county and plan choice, so selecting the best plan depends on your individual healthcare needs and budget.
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