Medicare Enrollment Timeline: Your Essential Interactive Guide to Stay on Track
Understand the critical dates and steps for Medicare enrollment to ensure your coverage starts smoothly on January 1 after the open enrollment period.
Turning 65 opens a crucial 7-month window known as the Initial Enrollment Period (IEP) for signing up for Medicare. This timeframe begins 3 months before your 65th birthday month and continues 3 months after.
If you’re 65 or older and a U.S. citizen, you’re likely eligible for Medicare, the federal health insurance program designed to support your healthcare needs.
Eligibility also extends to individuals with specific chronic illnesses or disabilities, such as amyotrophic lateral sclerosis (ALS) and end-stage renal disease (ESRD).
Original Medicare consists of Part A (hospital coverage) and Part B (medical coverage). Alternatively, Medicare Advantage (Part C) plans offer a private insurance option approved by Medicare, often including extra benefits.
Part D provides prescription drug coverage, helping cover medications that Original Medicare does not. Most Medicare Advantage plans also incorporate Part D benefits.
To navigate these important dates and options effortlessly, use this interactive flowchart that guides you through Medicare enrollment timing and helps you complete your to-do list with confidence.
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