Sber Rolls Out Mir Card Payments on Smartwatches Without Internet

Sberbank enables Mir card payments on smartwatches via FlipUp, allowing tap-to-pay even when a smartphone or internet is not nearby, secured by tokenization.

In a move that blends wearables with everyday shopping, Sberbank customers can now pay with Mir cards from their smartwatches. The money is charged by tapping the watch at any terminal that supports the Mir system, using the FlipUp app to store the cards. A key advantage is that payments can work without a nearby phone or internet connection, thanks to secure tokenization.

How it works

Users add Mir cards to FlipUp, then arrange which card appears first and enable haptic feedback after a successful payment. Sberbank notes that multiple Mir cards can be stored, making it easy to switch between them on the wrist.

Security and offline payments

Thanks to tokenization, actual card numbers never leave the device. When you pay, the system sends a token to the merchant, protecting sensitive data, even if the phone is not connected to the internet at the moment.

Availability and requirements

FlipUp launched in the AppGallery and RuStore in December 2025 with Sberbank as a partner. To use the feature, you need the latest FlipUp version and the Android app SberBank Online version 17.0. The service supports several Mir cards and works with compatible wearables.

About FlipUp

FlipUp is a fintech startup focused on expanding contactless payments for Android smartphones and watches. The company collaborates with banks and retailers to deliver quick and easy tap payments.

How to get FlipUp

To start, download FlipUp from RuStore and follow in app steps to add your Mir cards. This setup works alongside your Sberbank account for easy payments on the go.

Expert comment: Tokenization reduces exposure of card data by replacing it with a secure token, so merchants never receive real numbers. This wearable payment option could speed up adoption by offering real convenience with strong security.

Short summary

Summary: Sberbank expands the way customers pay by enabling Mir card payments on smartwatches via FlipUp. The solution works offline and online, protects card data with tokenization, and requires the latest app versions. The move highlights the growing role of wearable devices in everyday payments.